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Wall Street Backing. Main Street Values.

Smart, transparent commercial funding built around your business goals.

Quick approvals. Flexible programs. Real results. Get quick approvals, flexible terms, and the working capital your company needs to move forward. 

Pre-Qualify from $5,000- $5M+ No Hard Credit Check

A Trusted Advisor for Your Business Growth.

We don’t believe in cookie cutter funding.

We analyze your goals, cash flow, and growth plans to structure capital that actually supports long‑term success.

Trust is our core currency.

You get clear terms, straightforward communication, and zero hidden surprises. We guide you through every step with transparency and integrity.

Your business is unique your financing should be too.

The best of both worlds.

You receive heavy‑hitting commercial capital backed by the dedicated, personal attention of a true relationship partner.

Industries We Capitalize

Transportation & Logistics

CDL trucking fleets, owner‑operators, semi‑trucks, trailers, last‑mile delivery, and box‑truck financing solutions designed to keep your operations moving.

Construction & Contracting

General contractors, heavy equipment financing, machinery leasing, material purchase order funding, and project mobilization capital for fast‑moving job sites.

Manufacturing & Distribution

Supply chain financing, raw material acquisition, inventory support, and factory equipment upgrades to strengthen production and distribution capacity

Restaurants & Hospitality

High‑volume cash‑flow solutions for renovations, franchise expansion, food inventory, seasonal staffing, and commercial kitchen equipment upgrades.

E‑Commerce & Retail

Inventory purchasing, marketing capital, and working capital support for high‑volume Amazon, Shopify, and brick‑and‑mortar retail operations.

Medical & Healthcare

Working capital and specialized medical/dental equipment financing for private practices, clinics, and essential healthcare providers.

Commercial Financing Solutions

Merchant Cash Advances (MCA)

Revenue‑based financing with fast approvals and flexible repayment tied to your daily sales.

Revenue‑Based Financing

A streamlined alternative to traditional loans, ideal for businesses with strong cash flow and limited collateral.

Business Lines of Credit

Revolving access to capital you can draw from anytime — perfect for managing cash flow, inventory, and unexpected expenses.

Unsecured Term Loans

Fixed‑term financing with predictable payments and no collateral required.

Invoice Factoring / Accounts Receivable Financing

Convert unpaid invoices into immediate working capital to stabilize cash flow and support ongoing operations.

Purchase Order (PO) Financing

Upfront capital to fulfill large purchase orders, secure materials, and scale production without straining your cash reserves.

Equipment Leasing (FMV & $1 Buyout)

Flexible leasing structures that allow you to access equipment with minimal upfront cost and ownership options that fit your long‑term strategy.

Commercial Vehicle & Fleet Financing

Financing for light‑duty, medium‑duty, and specialty commercial vehicles to expand or modernize your fleet.

Semi‑Truck & Trailer Funding (CDL & Owner‑Operator)

Customized programs for CDL fleets and owner‑operators, including tractors, reefers, dry vans, flatbeds, and specialty trailers.

Heavy Machinery & Construction Equipment Loans

Financing for excavators, loaders, cranes, skid steers, and other heavy equipment essential for construction and contracting operations.

Medical, Dental & Healthcare Equipment Financing

Capital for advanced medical, dental, and diagnostic equipment to help private practices and clinics expand services and improve patient care.

Technology & Office Infrastructure Leasing

Leasing solutions for IT systems, software, servers, POS systems, and office infrastructure upgrades.

SBA 7(a) & SBA 504 Loans

Government backed financing for acquisitions, real estate, partner buyouts, and long‑term expansion with competitive rates and extended terms.

Commercial Real Estate (CRE)

Mortgages

Financing for investment properties, owner‑occupied buildings, multifamily assets, and commercial developments.

Bridge & Hard Money Loans

Short‑term, asset‑backed capital for time sensitive acquisitions, renovations, and transitional real estate opportunities.

MCA Debt Consolidation

Structured consolidation programs that reduce daily/weekly payments, improve cash flow, and stabilize businesses carrying multiple revenue‑based advances.

Asset‑Based Lending (ABL)

Credit facilities secured by receivables, inventory, equipment, or other business assets ideal for companies with strong collateral positions.

Franchise Financing & Acquisition Capital

Capital for franchise purchases, multi‑unit expansion, remodels, and portfolio growth.

Why Us?

Reyes Commercial Capital provides fast, simple, and transparent funding solutions for small and mid‑sized businesses. Whether you need working capital, equipment financing, or a line of credit, our team helps you secure the best option for your cash flow and goals.

Ready to Fuel Your Capital Growth?

Apply in under 5 minutes. Our Financial Specialist will review your file and connect you with customized capital solutions within 24 hours. 

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